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Chapter 13 Bankruptcy, Chapter 7 Bankruptcy

Can my utility company discontinue my service if I file for bankruptcy?

Your service can’t be shut off simply because you filed for bankruptcy. Even if you owe them when you file, your utility company can’t change, refuse or discontinue your service.However, within 20 days of your filing your utility company will want “adequate assurance” that you will pay all of your future utility bills, usually in the form of a deposit. Some jurisdictions only require this in certain cases and some areas will require it in every case, so if you owe your utility company when you file for bankruptcy, make sure to consult with a qualified local attorney to determine whether you’ll have to pay a deposit after you file or not.

These blog posts are for general informational purposes only and do not constitute legal advice. Laws may have changed since the date of publication.